Is car finance the right option for you?

AD | Collaborative post More people than ever are choosing to finance their next car purchase. The cost-of-living crisis has affected many people’s financial situation and used car prices are higher than they were pre-covid, this means that not many people can afford to buy a car with cash anymore. It can be hard to find the money to finance a car too but for many drivers their car is a lifeline to their livelihood. The blog below has been designed to explore how car finance works and if it could be suited to your

Learn Accounting to Futureproof Your Finances

AD | Collaborative post Whether you’re in business, looking at career options, or just want to get a better grip on your personal finances, understanding how accounts work can help. A good set of accounts is much more than columns of numbers. It shows you where money’s coming from or going and contains lots of information for good financial decision-making – for savers and spenders alike. The Reasoning Behind Accounting Householders often don’t get how keeping accounts can help, but they’re not alone. Plenty of small business owners don’t take full advantage of everything their

Expert Tips To Find The Best Mortgage Loan Deal

AD | Collaborative post If you’re looking to invest in real estate in North Carolina or any other area, you’ll probably need to rely on a mortgage loan unless you’ve saved up enough cash to purchase a home without the help of a lender.  But because mortgage loan interest is typically pretty high, you’ll want to sift through a few lenders to find the best deal.  So, we’ve rounded up a few valuable tips to help you find the best deal.  Check Your Credit Rating When applying, it’s crucial to have a suitable credit score.

How to decide which type of family car you should invest in

AD | Collaborative post The term ‘family car’ is a pretty broad one, potentially covering many different types of car, ranging from hatchbacks to people carriers (MPVs). Nonetheless, most of us probably instinctively know what is meant by the term ‘family car’. Or at least, we have a decent sense that a family car tends to be more about practicality and reliability, than outward style or performance.  Does that mean a family car has to be a mere ‘dull and worthy’, rather than exciting purchase? No, not really. But if you’re being responsible in your

Tips and tricks to declutter your home and make some money doing it

Decluttering your home is one of the things that many of us would like to do. We can all be guilty of hoarding things and because of this, our homes can get a little overwhelming. When you want to declutter, you can often find that the task itself is difficult to start.

How to approach a “no spend” year

No-spend years, months, and weeks are really popular. They can be the perfect way to reset your financial habits and help you to save money. Many people like the idea of a no-spend or no buy period of time however, actually doing one can be a completely different story. After all, it can be a lot harder than you originally believed it to be. With prices rising in 2022 it might be something to think about, especially as the general cost of living is always increasing.

Grabbing bargains in the January sales: How not to break the bank

January. A time to reminisce on the festive period, a chance to reevaluate our life choices and make new plans and goals, and a time for shopping. That’s right, the January sales are in full force, and they can be a great way to grab some bargains with any festive cash you have to spend, or simply to top up your wardrobe and essentials for the year ahead.