What We’re Doing To Be In A Better Financial Position

The past couple of years have been hard and we’ve really struggled. Being self-employed was great to start with; I’d been earning a steady amount each month for well over a year and a half and didn’t think anything of it. I still don’t really understand why or what happened but all of a sudden my earnings dropped to under 1/3 of what I had been making. We had obviously grown accustomed to living a certain way and relied on the money I had been making. Without that, things were really tight for a long time. So, over the past

Starting A Savings Fund And How To Add To It

Over the years money has been tight. Some years it has been worse than that and we’ve really had to scrape something together at times. Money has never really been an easy thing in our house but we’ve also not really been very sensible about it either. The only time I think we have ever had any savings is when we were saving to buy our house, over 5 years ago. Since then I think we’ve only ever had some kind of savings when we’ve had a holiday to plan for or something. So, now that we’re in a bit