The Cost Of The Summer Holidays

AD | Collaborative post With the summer holidays coming up I am personally thinking about what we might like to do and more importantly, how I am going to make our money stretch for 6 weeks. Up until now, I don’t think I really thought about how much Erin being off school for so long would affect our finances. When Erin is at nursery I know that she has a good breakfast beforehand to get her set up for the day. During the nursery day Erin has a snack in the morning, the packed lunch I send her with, and

The Start Of Erin’s Funded Childcare

The decision to send Erin to nursery at 2 was honestly a really easy one and she started just a few days after her 2nd birthday. We’d had her nursery picked out for months and at the time, we knew it was the right place for her and us. I struggle with PND and although it’s not nearly as bad as it was, I still have my moments. I needed time and space and Erin needed to be around children her own age, something that had stopped as soon as baby classes finished. Erin going to nursery was what we

The Average Cost Of A Family Day Out

Just a couple of weeks ago we experienced our first real February half term. Of course, we have been through half terms before but Erin went to the holiday club at her previous nursery but we don’t have that option any more. This time it was just me and Erin from Monday to Saturday and I had to figure out how to fill our week. It’s very rare that we have much (or any) spare money unless I really plan out finances down to the last penny and months in advance. We didn’t actually do too much this half term

Why I Won’t Be Making Resolutions This New Year

I’m not sure I’ve ever really made proper resolutions in the traditional sense but for the past few years I have made goals for both the family and for work. Usually at this time of year I would be posting about what I want to get done or do over the next year but for the past 2, maybe more, things haven’t really gone to plan. I start every year with really good intentions. Last year I wanted to make sure we spent the day as a family on Sundays but instead it’s turned into a day where John and

We’re Only Having One Child… And That’s Absolutely Fine!

It seems like my social media feeds are full of pregnancy and newborn babies at the moment and I am reading loads of blog posts about second children. I love seeing other blogger’s huge announcements and squishy new babies but at the same time it makes me realise that the questions about us having another child probably aren’t going to stop any time soon. The thing is, we won’t be having any more children and we’re more than happy just to have Erin. People seem to think that a family isn’t complete until children have siblings to play with but

5 Ways To Save Money When Buying Presents

Speaking from personal experience, it is really easy to over spend or go over the top when it comes to buying presents for others. If you’re anything like me, and pick things up all through the year when I see them, the loft becomes a great hiding place but it always means I tend to forget what I’ve already bought. This means I end up with more presents than I need and spending more money than I should have. With Christmas in less than 100 days it’s really time to start thinking about ways to save money for Christmas so

Planning For Erin’s Future Education

Erin’s 3rd birthday is coming up sooner than I would like. Turning 3 means the funded nursery hours start next April and we will no longer be paying anywhere near what we are now in nursery fees. Honestly, sending Erin to nursery at 2 has been crippling. While we have managed to pay the fees it has been incredibly hard and John has been working every second of overtime available to make sure we can pay for it. Now don’t get me wrong, we absolutely did the right thing for Erin by putting her in nursery at 2. She wasn’t seeing

How Winning The Lottery Would Change Our Lives

I know that people say that money can’t buy you happiness but I don’t necessarily agree with that. You see, money is a bit of a struggle for us at the moment and I know that having more of it would make us all that little bit happier. I’m a bit of a daydreamer and often find myself thinking about how having a nice sum of money would change our lives. I’m not a greedy person and I certainly don’t need to win millions but Lottoland’s Lotto Plus has prizes of different amounts and the second prize of around £50,000 would