Tag: Finance

Man and a woman sat in front of a computer, looking at a bank card

Three tips for being more sustainable with your finances

By : Lyndsey O'Halloran

Collaborative post When we think about climate change, most of us think about reducing single-use plastic, turning lights off, and walking more. But have you ever considered the impact that your money is having on the planet? When you deposit money into a bank account, it doesn’t just sit in a virtual vault, untouched until you want to withdraw it. Banks use your money to fund their activities, from loans to investments – the number on your account is simply a promise that you can get that amount back from your bank at any time.

Close-up woman's hands holding a credit card and using a computer

What to Look for When Choosing the Right Credit Card

By : Lyndsey O'Halloran

Collaborative post Choosing the right credit card can feel like navigating a maze, with countless options and offers at every turn. In this article, we’ll cut through the confusion, highlighting key factors to consider that can guide you toward the card best suited to your financial needs and lifestyle. Factors To Consider When Choosing a Credit Card When it comes to picking a credit card, it’s not just about selecting any card. You want one that aligns with your financial goals, spending habits, and offers benefits that matter to you. Here are some crucial aspects

Couple talking about finances with a notebook and laptop in front of them

How to set yourself up for financial freedom

By : Lyndsey O'Halloran

Collaborative post Money is a tricky topic for many of us, especially with the cost of living crisis stretching household budgets further than ever before. Unless you’re fortunate enough to be in a particularly well-paid job, have lots of savings or no mortgage, it’s likely that you need to take some steps to achieve financial freedom, rather than it just happening unaided. However, it can be hard to know where to start, and money is often a topic that comes with a level of secrecy or privacy, often making it difficult to find trustworthy advice

Building A Secure Future After Divorce With These Helpful Tips

By : Lyndsey O'Halloran

Collaborative post Divorce is undeniably challenging, but it doesn’t have to dictate your financial future. In fact, with careful planning and empowered decision-making, you can build a secure and prosperous life post-divorce. Before embarking on your journey towards financial stability, it’s crucial to gain a clear understanding of your financial landscape. Assess your assets, liabilities, and potential future expenses. This comprehensive financial snapshot will be the foundation for your secure future. You can combine this foundation of knowledge with these other factors.

Navigating Financial Conversations with Your Partner: Building a Strong Money Mindset as New Parents

Navigating Financial Conversations with Your Partner: Building a Strong Money Mindset as New Parents

By : Lyndsey O'Halloran

Collaborative post – Written by Cody Ellis The financial journey of parenthood is an intimidating one. The thought of planning for the future while taking on the responsibility of caring for a child and managing existing debts can leave new or expecting parents feeling overwhelmed and uncertain about how to discuss finances with their partner. Fortunately, having difficult conversations around money is not impossible – it just takes practice. By learning how to have positive conversations, navigating financial decisions as a team instead of individually, and implementing a few strategies that fit both your family’s

Cost-Saving Tips For Drivers Who Are Worried About Their Budgets This Winter

Cost-Saving Tips For Drivers Who Are Worried About Their Budgets This Winter

By : Lyndsey O'Halloran

Collaborative post The winter is always a tough time for budgets. You’re always going to have an eye on the seasonal holiday costs, and parents will be more than aware that kids’ warm clothes have a habit of wearing out just at the wrong time. From energy bills to wondering if you need to bring someone in to check your boiler, it’s the time of year when that cushion in your budget is squeezed paper thin. And then there’s transport.  With household budgets stretched by inflation and soaring vehicle running costs, many UK motorists seek

Decluttered Discoveries Here's Why You Should Unearth Those Old Silver Treasures!

Decluttered Discoveries: Here’s Why You Should Unearth Those Old Silver Treasures!

By : Lyndsey O'Halloran

Collaborative post In a world where minimalism and tidiness have become the buzzwords of the day, decluttering has taken centre stage. It’s not just about creating space and organization, but also about unearthing hidden treasures that might have been forgotten for years. One such treasure that often lurks in the depths of our homes is old silver. The idea of selling old silver for cash may not have crossed your mind, but there are compelling reasons why you should consider it.