Expert Tips To Find The Best Mortgage Loan Deal

AD | Collaborative post If you’re looking to invest in real estate in North Carolina or any other area, you’ll probably need to rely on a mortgage loan unless you’ve saved up enough cash to purchase a home without the help of a lender.  But because mortgage loan interest is typically pretty high, you’ll want to sift through a few lenders to find the best deal.  So, we’ve rounded up a few valuable tips to help you find the best deal.  Check Your Credit Rating When applying, it’s crucial to have a suitable credit score.

How to decide which type of family car you should invest in

AD | Collaborative post The term ‘family car’ is a pretty broad one, potentially covering many different types of car, ranging from hatchbacks to people carriers (MPVs). Nonetheless, most of us probably instinctively know what is meant by the term ‘family car’. Or at least, we have a decent sense that a family car tends to be more about practicality and reliability, than outward style or performance.  Does that mean a family car has to be a mere ‘dull and worthy’, rather than exciting purchase? No, not really. But if you’re being responsible in your

Tips and tricks to declutter your home and make some money doing it

Decluttering your home is one of the things that many of us would like to do. We can all be guilty of hoarding things and because of this, our homes can get a little overwhelming. When you want to declutter, you can often find that the task itself is difficult to start.

How to approach a “no spend” year

No-spend years, months, and weeks are really popular. They can be the perfect way to reset your financial habits and help you to save money. Many people like the idea of a no-spend or no buy period of time however, actually doing one can be a completely different story. After all, it can be a lot harder than you originally believed it to be. With prices rising in 2022 it might be something to think about, especially as the general cost of living is always increasing.

Grabbing bargains in the January sales: How not to break the bank

January. A time to reminisce on the festive period, a chance to reevaluate our life choices and make new plans and goals, and a time for shopping. That’s right, the January sales are in full force, and they can be a great way to grab some bargains with any festive cash you have to spend, or simply to top up your wardrobe and essentials for the year ahead.

Becoming financially savvy in the New Year

The New Year will see many people making goals and resolutions of the financial kind. There will always be different motivations. It could be to buy a house, pay for a wedding, start a family. It could be to just feel more secure and financially stable. Whatever the motivation may be, this year could be your year to become more financially savvy. But where do you start? Here are some suggestions to help you on you way.

The pros and cons of credit

AD | Collaborative post In schools, children learn how to read and write, about events in history and maybe even how to speak a different language. Some of these topics are things that they might never need again in their adult life and I think schools, especially for high school aged children, could do better with more practical subjects. It’s important for children to learn how to manage their finances, especially when it comes to the pros and cons of credit.