The Ultimate Guide to Getting Your Finances in Order

Collaborative post by Taylor Brown It’s funny how we’re expected to work out the most important things about adulthood on our own. For instance, you might have a degree in economics but still haven’t got a clue about how to cook or wash clothes. You might have trained to be in the hospitality sector at college, but you don’t know how to do basic maintenance on your car.  And for most adults in the UK, regardless of education, you almost certainly haven’t been taught about how to look after your money. That’s one of the reasons why almost 25% of

Switching Our Electricity Supplier To Bulb

AD | Includes referral link I think it was back in April, or maybe it was late March, that our tariff ended with our electricity supplier. We had been with Scottish Power since moving into this house 6 years ago and never really thought much about it. However, we had nothing but problems since lockdown started. Everything to do with our account was generally done online and we had switched tariffs multiple times before with no issues. This time though, for an unknown reason, the change would not stick. This meant us having no set tariff for weeks and our

Planning For An Unknown Future

AD | Collaborative post When you’re younger, maybe in your late teens or early 20s, it’s really easy to ignore that the future will happen. I know because this was me at those ages. In fact, it was me in my late 20s as well. To be completely honest it wasn’t until I met John, bought a house and started a family that I really started to think about certain things. Death isn’t a nice subject but it’s one we need to think about carefully and plan for. Wills So what can you do to plan for the future? Something

How To Afford An Amazing Christmas Dinner Without Going Broke

I know it’s only March but I’m already thinking about Christmas. To be completely honest, I tend to start thinking about Christmas early in January. You see, Erin’s birthday is on New Year’s Day and we always have a lot going on from the beginning of December to the beginning of January. Between any Christmas activities, any last minute presents to buy, Christmas meals and our very own Christmas dinner, there is a lot to think about in the space of one month… and that’s without adding in Erin’s birthday. I always feel like money needs to be stretched further

What We’re Doing To Be In A Better Financial Position

The past couple of years have been hard and we’ve really struggled. Being self-employed was great to start with; I’d been earning a steady amount each month for well over a year and a half and didn’t think anything of it. I still don’t really understand why or what happened but all of a sudden my earnings dropped to under 1/3 of what I had been making. We had obviously grown accustomed to living a certain way and relied on the money I had been making. Without that, things were really tight for a long time. So, over the past

Starting A Savings Fund And How To Add To It

Over the years money has been tight. Some years it has been worse than that and we’ve really had to scrape something together at times. Money has never really been an easy thing in our house but we’ve also not really been very sensible about it either. The only time I think we have ever had any savings is when we were saving to buy our house, over 5 years ago. Since then I think we’ve only ever had some kind of savings when we’ve had a holiday to plan for or something. So, now that we’re in a bit

How To Pay For Your Holiday Interest Free

We’ve all heard that a ‘last-minute holiday’ deal is always the best deal! However, many package holidays and airlines launched their summer 2020 holiday deals as early as November 2019! Why not beat the rest and book your dream holiday to get first choice on the best hotel and best room? Even better – pay for your holiday with a 0% credit card for no extra cost.  Why should you book your summer 2020 holiday early? We all love having something to look forward to.  This is why now’s the perfect opportunity to jump online and get searching for some

Steps We’re Taking To Afford Home Improvements

AD | Paid collaboration We bought our home in April 2014 and since then we haven’t really done a lot to it. Between buying the house and having Erin we managed to re-do two bedrooms completely and some work to the garden but that’s it. We unfortunately came into financial difficulty for various reasons and have spent a few years now budgeting every penny and money being used for other things. Now though things have sorted themselves out a bit and we’re getting back on our feet again. The thing is, home improvements, especially in an old Victorian house, cost