Feeling Frustrated With Funded Childcare

As a self-employed blogger I find myself on the HMRC website a lot more than I would like to. I have only been self-employed since August 2016 and only full time from July 2017 which isn’t very long at all. It’s safe to say that I don’t know what I’m doing a lot of the time when it comes to self-assessment tax returns, tax and National Insurance contributions, among other things. I think sometimes it’s easy to forget that someone else dealt with all of that when I was employed and it was all just printed on a pay slip

Planning For Our Financial Future

John and I are now both getting close to our mid 30s and we’re beginning to think more and more about what we want when we’re older. I’m not necessarily talking about when we retire but in the next 10 or 20 years. While we are lucky that John has a good pension, and has been paying into it for quite some time due to being in the same job for so long, I don’t have the same thing so we need to be savvy about planning our financial future. Regular savings At the moment, we’re not really in a

How Winning The Lottery Would Change Our Lives

I know that people say that money can’t buy you happiness but I don’t necessarily agree with that. You see, money is a bit of a struggle for us at the moment and I know that having more of it would make us all that little bit happier. I’m a bit of a daydreamer and often find myself thinking about how having a nice sum of money would change our lives. I’m not a greedy person and I certainly don’t need to win millions but Lottoland’s Lotto Plus has prizes of different amounts and the second prize of around £50,000 would

What Would You Do With £1,700?

In any normal month we don’t have much money spare. John’s wages cover the majority of our bills but being self-employed means that I am constantly waiting for invoices to be paid and sometimes, left wondering whether I can pay all of the bills on time each month. I never had this as a plan for us as a family but it still works better going back to the awful low paid job I was in before I went on maternity leave. Things may be hard but they’re still better than working near 50 hours a week for not much

5 Quick Ways To Make Some Extra Cash For Summer

So many families find summer one of the hardest times of the year. Some parents are forced to take time off during the summer holidays and with 6 or more weeks to fill with activities, it can end up costing a small (or large) fortune. I’m lucky that Erin can go to nursery all year round but this does also mean paying for her sessions over the summer holidays too. I always try to make some extra money where I can so I thought I’d share some ideas for how to make some quick cash this summer. Car Boot Sales

3 Simple Ways To Earn Extra Money For Summer

The summer holidays are nearly here and before you know it, you’ll have loads of things to plan for the time the children are off school. I think I’m quite lucky at the minute because Erin goes to nursery for 51 weeks of the year, meaning there is no summer holidays for us. However, we’re still probably going to want nice days out when the weather is nice so here are some ideas for how to earn money extra money for summer. Selling on Facebook I am a massive fan of selling unwanted items on Facebook. I’ve done quite well

Start Saving For Summer With Swagbucks

All throughout June you can earn large bonuses when sign up as my referral on Swagbucks. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching the web, watching videos, shopping, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Target, or PayPal cash. When you sign up through me this month, you can earn a 500 SB bonus! Here’s how: 1. Sign up using this link: https://bit.ly/2kN6KCp 2. Earn 500 SB total before July 1st, 2018. You’ll get a

A Guide To Selling On Facebook

I used to sell on eBay every now and again but honestly, it drives me mad. I don’t really have the time, or the patience, to list items and specifics. I don’t know why but I find it overly time consuming and also, I hate having to take loads of parcels to the Post Office in the pushchair. Generally, I sell any unwanted items on Facebook. I guess it’s known in some areas more as Facebay. This is a guide to selling on Facebook! Groups Selling on Facebook is done in a group and they can have any kind of