Collaborative post Have you ever spent late nights with a calculator and a cup of strong coffee by your side as you pour over bills, receipts, and bank statements strewn across the dining table? Don’t worry, it’s a familiar scene in many households because the challenge of managing a family budget resonates with many—from those living in bustling cities to quiet suburban streets. Whether it’s unexpected school expenses, that ever-increasing utility bill, or simply trying to set aside some savings, achieving financial stability is often easier said than done. But the good news is that
AD | Collaborative post Ollie Norman, Content Marketing Manager at LiQuid In light of the escalating cost of living, the need to save money has never been more important. Given rising expenses and diminishing disposable income, it is now more vital than ever to establish an emergency fund to weather unexpected financial hurdles. In addition, if you are looking for ways to generate income in the absence of a job, having some savings tucked away can act as a reassuring safety net. Fortunately, there is a range of methods to make savings, spanning from the
AD | Collaborative post Human resource (HR) professionals play a critical role in the healthy functioning of literally all organisations. From ensuring that potential employees are a good fit to sorting out internal disputes, the responsibilities are highly varied, resulting in an engaging and exciting professional area. If you’re interested in progressing your career in HR, here are some tips that can help you achieve your goals. Lay out a clear career path As always, the first step when it comes to progressing your career in the HR world is to develop a clear career
Collaborative post Managing your family’s finances can be a daunting task. With bills, mortgages, loans, and daily expenses to juggle, it can feel overwhelming trying to keep everything in order. Staying on top of your family’s finances is crucial for ensuring financial stability and security, as well as reducing stress and anxiety. In this blog post, we’ll outline some key steps you can take to successfully manage your family’s finances and ensure that you’re always in control. Create a budget and track expenses The first step to managing your family’s finances is to create a
Collaborative post Public liability insurance is one of the most specialised and well-curated types of insurance that covers businesses and individuals for third-party claims. These claims include property damage, legal issues, bodily injury, or any other mishap during business operations. Public liability insurance is beneficial for businesses of all sizes. It can provide confidence by protecting businesses from any financial loss. However, only some small and medium business owners know the potential for public liability insurance. Many need help comprehending its role. A recent survey was conducted on around 560 freelancers and SMEs to study the
AD | Collaborative post More people than ever are choosing to finance their next car purchase. The cost-of-living crisis has affected many people’s financial situation and used car prices are higher than they were pre-covid, this means that not many people can afford to buy a car with cash anymore. It can be hard to find the money to finance a car too but for many drivers their car is a lifeline to their livelihood. The blog below has been designed to explore how car finance works and if it could be suited to your
AD | Collaborative post Whether you’re in business, looking at career options, or just want to get a better grip on your personal finances, understanding how accounts work can help. A good set of accounts is much more than columns of numbers. It shows you where money’s coming from or going and contains lots of information for good financial decision-making – for savers and spenders alike. The Reasoning Behind Accounting Householders often don’t get how keeping accounts can help, but they’re not alone. Plenty of small business owners don’t take full advantage of everything their
AD | Collaborative post If you’re looking to invest in real estate in North Carolina or any other area, you’ll probably need to rely on a mortgage loan unless you’ve saved up enough cash to purchase a home without the help of a lender. But because mortgage loan interest is typically pretty high, you’ll want to sift through a few lenders to find the best deal. So, we’ve rounded up a few valuable tips to help you find the best deal. Check Your Credit Rating When applying, it’s crucial to have a suitable credit score.