How To Save Money Over The Summer Holidays

AD | Collaborative post This year is our first real summer holiday as last year Erin went to nursery all year round. I’ve spent a bit of time trying to plan our 6 weeks with a mix of bigger days out, free local activities and fun things to do at home. Planning the summer holidays can be really stressful, especially if you’re a family with not a lot of spare money (like us)! However, there are plenty of things you can do to save money over the summer holidays so I wanted to share some ideas with you. Free local

The Cost Of The Summer Holidays

AD | Collaborative post With the summer holidays coming up I am personally thinking about what we might like to do and more importantly, how I am going to make our money stretch for 6 weeks. Up until now, I don’t think I really thought about how much Erin being off school for so long would affect our finances. When Erin is at nursery I know that she has a good breakfast beforehand to get her set up for the day. During the nursery day Erin has a snack in the morning, the packed lunch I send her with, and

The Start Of Erin’s Funded Childcare

The decision to send Erin to nursery at 2 was honestly a really easy one and she started just a few days after her 2nd birthday. We’d had her nursery picked out for months and at the time, we knew it was the right place for her and us. I struggle with PND and although it’s not nearly as bad as it was, I still have my moments. I needed time and space and Erin needed to be around children her own age, something that had stopped as soon as baby classes finished. Erin going to nursery was what we

The Average Cost Of A Family Day Out

Just a couple of weeks ago we experienced our first real February half term. Of course, we have been through half terms before but Erin went to the holiday club at her previous nursery but we don’t have that option any more. This time it was just me and Erin from Monday to Saturday and I had to figure out how to fill our week. It’s very rare that we have much (or any) spare money unless I really plan out finances down to the last penny and months in advance. We didn’t actually do too much this half term

Getting Your Finances In Order When You’re Self-Employed

Last year was my first full January to December year of being self-employed. I think in total it’s been around 18 or 19 months in total now thought but last year, getting to see what being self-employed was like for a full calendar year was an eye opener. Before I quit my job in 2017 I had always worked from being 13. I have been used to earning a regular wage and knowing when I would be getting paid and not only that, but how much I would be getting paid. Being a self-employed blogger brings with it a lot

5 Ways To Save Money When Buying Presents

Speaking from personal experience, it is really easy to over spend or go over the top when it comes to buying presents for others. If you’re anything like me, and pick things up all through the year when I see them, the loft becomes a great hiding place but it always means I tend to forget what I’ve already bought. This means I end up with more presents than I need and spending more money than I should have. With Christmas in less than 100 days it’s really time to start thinking about ways to save money for Christmas so

Planning For Erin’s Future Education

Erin’s 3rd birthday is coming up sooner than I would like. Turning 3 means the funded nursery hours¬†start next April and we will no longer be paying anywhere near what we are now in nursery fees. Honestly, sending Erin to nursery at 2 has been crippling. While we have managed to pay the fees it has been incredibly hard and John has been working every second of overtime available to make sure we can pay for it. Now don’t get me wrong, we absolutely did the right thing for Erin by putting her in nursery at 2. She wasn’t seeing

How To Cope With Unexpected House Repairs

You may have read a little while back that we are having a bit of a bad year with our house. We have had one thing after another break and some things were pretty big… like a bad storm blowing a chunk of our roof off. Sometimes I think we forget how stressful being a homeowner can be and it can be easy to miss the days where a landlord or letting agent took care of these kinds of things. So, with us having such a bad year I thought it was important to start thinking of ways to cope