Collaborative post Whether you’re struggling to get out of debt or you have a fixed financial goal you’re desperate to achieve this year, now’s the time to start reconsidering your finances. No one ever regrets working towards financial freedom, and the benefits you’ll feel once you’ve reached your targets will be immense. In this article, we’ll be discussing how you can improve your finances in a way that works best for your circumstances.
Collaborative post Managing your family’s finances can be a daunting task. With bills, mortgages, loans, and daily expenses to juggle, it can feel overwhelming trying to keep everything in order. Staying on top of your family’s finances is crucial for ensuring financial stability and security, as well as reducing stress and anxiety. In this blog post, we’ll outline some key steps you can take to successfully manage your family’s finances and ensure that you’re always in control. Create a budget and track expenses The first step to managing your family’s finances is to create a
The past couple of years have been hard and we’ve really struggled. Being self-employed was great to start with; I’d been earning a steady amount each month for well over a year and a half and didn’t think anything of it. I still don’t really understand why or what happened but all of a sudden my earnings dropped to under 1/3 of what I had been making. We had obviously grown accustomed to living a certain way and relied on the money I had been making. Without that, things were really tight for a long
AD | Collaborative post So many families find summer one of the hardest times of the year. Some parents are forced to take time off during the summer holidays and with 6 or more weeks to fill with activities, it can end up costing a small (or large) fortune. I’m lucky that Erin can go to nursery all year round but this does also mean paying for her sessions over the summer holidays too. I always try to make some extra money where I can so I thought I’d share some ideas for how to
AD | Collaborative post Just the other week John and I were talking about when our mortgage was up for renewal. It turns out that is pretty soon which means it’s roughly the 4 year anniversary of when we bought our house. I honestly can’t believe how fast those 4 years have gone and what has happened during that time. Here’s how we bought our first home together! When John and I first got together I was at university in Nottingham and John lived in North Norfolk. When it came to finishing university I had
Being self-employed can be really difficult. You never know when your next piece of work will come in and you never know if you’re going to consistently earn the same amount each month. It would be lovely to be able to say that we don’t rely on the money I make each month but we do, especially now that Erin is at nursery and we don’t get any help with fees at the moment. Being self-employed has changed how we deal with money because something had to change. Here are some tips for dealing with
AD | Collaborative post When we were looking to buy our first home I found the options quite overwhelming. Not only do you have to think about mortgages, insurance, surveys etc. but before all of that you actually have to find the house you would like to buy. There are loads of places to look now such as high street estate agents or you have so much available at your fingertips with online estate agents. In our small town we have quite a few estate agents in the marketplace. Each has its windows filled with
