Feeling Frustrated With Funded Childcare

As a self-employed blogger I find myself on the HMRC website a lot more than I would like to. I have only been self-employed since August 2016 and only full time from July 2017 which isn’t very long at all. It’s safe to say that I don’t know what I’m doing a lot of the time when it comes to self-assessment tax returns, tax and National Insurance contributions, among other things. I think sometimes it’s easy to forget that someone else dealt with all of that when I was employed and it was all just printed on a pay slip

How Winning The Lottery Would Change Our Lives

I know that people say that money can’t buy you happiness but I don’t necessarily agree with that. You see, money is a bit of a struggle for us at the moment and I know that having more of it would make us all that little bit happier. I’m a bit of a daydreamer and often find myself thinking about how having a nice sum of money would change our lives. I’m not a greedy person and I certainly don’t need to win millions but Lottoland’s Lotto Plus has prizes of different amounts and the second prize of around £50,000 would

Getting The Right Balance: Have I Cracked It?

Today is my first day back at work properly since our holiday to Haven last week. I say back at work but what I really mean is that Erin is at nursery today so I’m working from home. I made the decision to go self-employed full time last year and honestly, it was such a struggle to start with. I had Erin at home all day, every day and I was working in the evenings most days, sometimes until gone midnight to get everything done. It was killing me and I was constantly behind or exhausted… or both! Now, Erin

Dealing With Dry Spells When You’re Self Employed

Being self-employed can be really difficult. You never know when your next piece of work will come in and you never know if you’re going to consistently earn the same amount each month. It would be lovely to be able to say that we don’t rely on the money I make each month but we do, especially now that Erin is at nursery and we don’t get any help with fees at the moment. Being self-employed has changed how we deal with money because something had to change. Here are some tips for dealing with dry spells when you’re self-employed.

Home Office Wishlist

I love having my own little corner of the house to work in. Okay, it’s a bit bigger than a small corner as I have a huge Ikea Alex/ Linnmon desk that takes up a big space and I also have a couple of storage units next to and behind the desk. However, my office is far from perfect and there’s loads more I would do with it if I could like moving the cat’s huge scratching post/ house somewhere else! That aside, I do have a bit of a home office wishlist going on right now! I am a big

Managing Money When You Are Self-Employed

When I made the decision to go self-employed and quit my job in a supermarket, I knew that things wouldn’t always be easy. Before, I had the security of a regular, although not huge, income and I knew that we would never have to worry about how much money we had at certain times during the month. Being self-employed can be really tough sometimes and we need a bit of help with paying bills. Managing money when you are self-employed can be tough so here’s how we try to deal with it as a family. As a blogger, I can never tell

The Truth About Child Free Time And Loneliness

As we don’t really have family close by that we are close to, Erin has never really had a babysitter or been away from me or John since she was born. This means that Erin has been with me every day for the majority of her life and I had no child free time. While I didn’t go back to the full time job I had when I became pregnant, I did go to work in a supermarket part time for 3 evenings a week when Erin was 9 months old. It really wasn’t for me though and I quit

Sign Up To Swagbucks In February And Earn Extra Points!

All throughout February you can earn large bonuses when sign up as my referral on Swagbucks. Swagbucks is a rewards site where you earn points (called SB) for things you’re probably doing online already, like searching, watching videos, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Starbucks, or PayPal cash. When you sign up through me this month, you can earn a 300 SB bonus! Here’s how: 1. Sign up using this link 2. Earn 300 SB total before 1/3/18. You’ll get a 300 SB bonus for it! 3.