As a self-employed blogger I find myself on the HMRC website a lot more than I would like to. I have only been self-employed since August 2016 and only full time from July 2017 which isn’t very long at all. It’s safe to say that I don’t know what I’m doing a lot of the time when it comes to self-assessment tax returns, tax and National Insurance contributions, among other things. I think sometimes it’s easy to forget that someone else dealt with all of that when I was employed and it was all just printed on a pay slip
I know that people say that money can’t buy you happiness but I don’t necessarily agree with that. You see, money is a bit of a struggle for us at the moment and I know that having more of it would make us all that little bit happier. I’m a bit of a daydreamer and often find myself thinking about how having a nice sum of money would change our lives. I’m not a greedy person and I certainly don’t need to win millions but Lottoland’s Lotto Plus has prizes of different amounts and the second prize of around £50,000 would
Today is my first day back at work properly since our holiday to Haven last week. I say back at work but what I really mean is that Erin is at nursery today so I’m working from home. I made the decision to go self-employed full time last year and honestly, it was such a struggle to start with. I had Erin at home all day, every day and I was working in the evenings most days, sometimes until gone midnight to get everything done. It was killing me and I was constantly behind or exhausted… or both! Now, Erin
Being self-employed can be really difficult. You never know when your next piece of work will come in and you never know if you’re going to consistently earn the same amount each month. It would be lovely to be able to say that we don’t rely on the money I make each month but we do, especially now that Erin is at nursery and we don’t get any help with fees at the moment. Being self-employed has changed how we deal with money because something had to change. Here are some tips for dealing with dry spells when you’re self-employed.
When I made the decision to go self-employed and quit my job in a supermarket, I knew that things wouldn’t always be easy. Before, I had the security of a regular, although not huge, income and I knew that we would never have to worry about how much money we had at certain times during the month. Being self-employed can be really tough sometimes and we need a bit of help with paying bills. Managing money when you are self-employed can be tough so here’s how we try to deal with it as a family. As a blogger, I can never tell
Erin has been going to nursery for nearly a month now so it’s given me a few weeks to get used to her not being around for a couple of days a week. From February, she will be going Wednesday, Thursday and Friday from 8:45 to 3:30. While I do still feel a bit lost without her, having spent near enough every single day of the past two years with her, it’s amazing how quickly you get used to it and get into a new routine. This year I joined the gym so on a Wednesday and Friday mornings I go
Even before I was a blogger I loved getting new stationery and one of my favourite things to get was either a new planner or notebook. Now that I used at least 3 different kinds at any one time I’m always on the look out for something new and different. Last year when I attended the London Stationery Show I discovered the Trigg Life Mapper Planner. The problem with a lot of planners is that they don’t really account for everything you need it to do, unless you bullet journal and make something yourself. Personally, I want something that covers
Last year I made a list of blog goals which I am happy to say, I smashed. 2018 is a completely different year though and things have changed quite a lot since last year. In August I decided to take the leap and go self-employed. Hitting targets and reaching my goals means a lot more to me now and while there are not consequences as such, it does matter if I don’t put the time in to try to achieve new things. Erin is starting nursery next week and will be going 2 days each week in January and then